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	<title>Rancho Santa Margarita Homes &#038; Lifestyles &#187; south orange county</title>
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		<title>FHA Loans for Rancho Santa Margarita Real Estate</title>
		<link>http://www.rsmlifestyles.com/fha-loans-for-rancho-santa-margarita-real-estate/</link>
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		<pubDate>Sat, 20 Dec 2008 20:26:06 +0000</pubDate>
		<dc:creator>Kelly Kilpatrick</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA Loan Limits]]></category>
		<category><![CDATA[conventional loan]]></category>
		<category><![CDATA[rancho santa margarita]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[south orange county]]></category>

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		<description><![CDATA[If you&#8217;re buying Rancho Santa Margarita Real Estate it may pay to consider an FHA loan.
Until the recent loan limit increases, the majority of Rancho Santa Margarita home owners and home buyers didn&#8217;t fit within the FHA loan limit guidelines.  In fact, most South Orange County residents are fairly unfamiliar with the differences between FHA [...]]]></description>
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		<title>5 Home Improvements For Rancho Santa Margarita Home Owners to Consider in 2009</title>
		<link>http://www.rsmlifestyles.com/5-home-improvements-for-rancho-santa-margarita-home-owners-to-consider-in-2009/</link>
		<comments>http://www.rsmlifestyles.com/5-home-improvements-for-rancho-santa-margarita-home-owners-to-consider-in-2009/#comments</comments>
		<pubDate>Mon, 01 Dec 2008 03:54:30 +0000</pubDate>
		<dc:creator>Kelly Kilpatrick</dc:creator>
				<category><![CDATA[cost vs. value]]></category>
		<category><![CDATA[home improvements]]></category>
		<category><![CDATA[housing market trends]]></category>
		<category><![CDATA[rancho santa margarita]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[selling a home]]></category>
		<category><![CDATA[should I remodel]]></category>
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		<description><![CDATA[Sellers need to think twice before spending money on home improvements in 2009.  When every dollar counts, sellers need to be even more cautious when it comes to spending money on home improvements &#8211; especially if they are planning to sell in the near future.Let&#8217;s face it.  Renovating a home is expensive.  The typical West [...]]]></description>
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		<title>&#8220;By Appointment Only&#8221; &#8211; A Sure Way to Delay the Sale of Your Rancho Santa Margarita Home</title>
		<link>http://www.rsmlifestyles.com/by-appointment-only-a-sure-way-to-delay-the-sale-of-your-rancho-santa-margarita-home/</link>
		<comments>http://www.rsmlifestyles.com/by-appointment-only-a-sure-way-to-delay-the-sale-of-your-rancho-santa-margarita-home/#comments</comments>
		<pubDate>Sun, 27 Apr 2008 21:47:37 +0000</pubDate>
		<dc:creator>Kelly Kilpatrick</dc:creator>
				<category><![CDATA[Appointment Only]]></category>
		<category><![CDATA[Buyers Market]]></category>
		<category><![CDATA[Coto de Caza]]></category>
		<category><![CDATA[Dove Canyon]]></category>
		<category><![CDATA[Kelly Kilpatrick]]></category>
		<category><![CDATA[La Ventana]]></category>
		<category><![CDATA[Rancho Santa Margarita listings]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[rancho santa margarita]]></category>
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		<description><![CDATA[This morning I read Why Isn&#8217;t My Home Selling by fellow-blogger and Realtor®, Kris Berg of San Diego.  She touched on a subject that has been driving me nuts lately: the pronounced increase in the number of &#8220;By Appointment Only&#8221; listings.  Apparently this trend is not limited to South Orange County Real Estate.
While [...]]]></description>
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